Track every card and loan, see exactly where your money goes, and follow a clear avalanche payoff plan — month by month.
Features
Pay minimums on everything, throw every extra peso at your highest-interest card first. Mathematically optimal — saves the most money.
Visual charts show your actual debt declining month over month, plus a projected payoff curve so you can see the finish line.
Earn in SAR, AED, USD, or any foreign currency? Set your exchange rate and the app converts your remittance to PHP automatically.
Powered by GPT-4o-mini. Get plain-language insights on your debt situation — what's costing the most, and what to do about it.
Enter how much you're sending home this month and instantly see how to split it across all your cards and loans.
Your financial data is never sold or shared. Session-based auth, rate-limited login, and secure cookies — built with security in mind.
How It Works
Enter each credit card and loan — name, APR, and whether it's a fixed installment. One-time setup.
Takes under 2 minutes. Statement balance, minimum due, due date, and what you actually paid.
The dashboard tells you exactly which card to attack this month and how much to put on each one.
Charts track real progress. The payoff planner projects your debt-free date so you always know how far you've come.
Create your free account and start building your payoff plan today.
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